Read this page on Ratepoolhttps://ratepool.com.au/calculators |
Calculators
A little number crunching can make a big difference. Explore your options with free tools and clear assumptions.
Plan a purchase
Start here
Test your position
Rate rise stress testSee how a series of rate rises could affect your repayments and monthly household buffer.
Rate change impact calculatorQuickly test how a higher or lower rate could change repayments, interest and your payoff time.
Fixed-rate expiry calculatorEstimate your balance and repayment when a fixed rate ends and your loan moves to a revert rate.
Interest-only expiry calculatorEstimate the repayment jump when interest-only repayments end and principal repayments begin.
Fixed, variable or split-loan calculatorDivide a loan between fixed and variable rates, then test how rate changes affect each portion.Reduce your loan cost
Extra repayments calculatorSee how regular extras or a lump sum could reduce interest and help you repay your loan sooner.
Offset calculatorEstimate the interest and time you could save by keeping money in an offset account.
Loan fee versus lower-rate calculatorSee whether a lower interest rate saves enough to recover an annual package fee.Consider switching
Something else you would like to work out? Suggest a calculator.